The Lack of Governmental Infrastructure

One of things crisis  fighters run into is the lack of governmental infrastructure. 

In the Great Recession a bit part of the problem in helping people whose houses were under water was the lack of any infrastructure which had direct contact with mortgagees.  Instead people like Geithner had to design programs to work through banks, but because the mortgages often had been been sold on/collateralized from the original loan maker it wasn't an effective program.

We now come to 2020 and Covid-19.  The programs under discussion now want to make direct payments to people.  But the government doesn't have that infrastructure.  The best we can do is write checks to those who filed a tax return with IRS in the past, but that obviously misses a lot of people: those who weren't required to file, those who joined the country more recently, those who never filed a tax return--i.e., tax evaders.