That's the case with Megan McArdle's recent post on savings. She writes;
Say you're a 40 year old couple with 100,000 a year in after-tax income, and you save 5% of that, the way ordinary Americans do. (Assume further that it all goes in retirement).My point? A couple with $100,000 after tax income is earning maybe $120,000 or more in before tax income. Such a couple is probably close to being in the top 10 percent of the US households, i.e., not "ordinary" and not a good example to use for a discussion of savings.
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