I'm anxiously waiting for FCIC to adapt the strategy used in Kenya to insure crops--track seed and fertilizer purchases by cellphone to establish eligiblity, determine losses by geographic locale, and deposit indemnity payments to cellphone accounts. See this post at the World Banks blog. This would tie in neatly with the cellphone disaster reporting I mentioned in my previous post.
I'm in danger of having my tongue in cheek on these sort of posts, but the reality is that as phone become capable the potential for major changes in business processes grows. The only problem is that humans mostly don't like change.